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	<title>Moolah-Moolah &#187; Wall Street Journal</title>
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		<title>Financial Web Sites Traffic Booming</title>
		<link>http://www.moolah-moolah.com/financial-web-sites-traffic-booming/</link>
		<comments>http://www.moolah-moolah.com/financial-web-sites-traffic-booming/#comments</comments>
		<pubDate>Tue, 07 Apr 2009 05:52:40 +0000</pubDate>
		<dc:creator>bpaul</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Comscore]]></category>
		<category><![CDATA[Credit Markets]]></category>
		<category><![CDATA[Dollar Plan]]></category>
		<category><![CDATA[Economy]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[Financial Crisis]]></category>
		<category><![CDATA[Fuel Prices]]></category>
		<category><![CDATA[Internet Tracker]]></category>
		<category><![CDATA[Investments]]></category>
		<category><![CDATA[Money News]]></category>
		<category><![CDATA[People]]></category>
		<category><![CDATA[Routine Costs]]></category>
		<category><![CDATA[Salvage]]></category>
		<category><![CDATA[Spikes]]></category>
		<category><![CDATA[Statistics]]></category>
		<category><![CDATA[Us Congress]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[Wall Street Journal]]></category>
		<category><![CDATA[Web Traffic]]></category>
		<category><![CDATA[Yahoo]]></category>

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		<description><![CDATA[The financial crisis has people flocking to the Internet for the latest money news along with tips on how to salvage investments and save on the routine costs of living. Visits to websites such as the business-centric Wall Street Journal and economy-focused Yahoo Finance set new records as the US Congress grappled with its 700 [...]]]></description>
			<content:encoded><![CDATA[<p>The financial crisis has people flocking to the Internet for the latest money news along with tips on how to salvage investments and save on the routine costs of living.<br />
Visits to websites such as the business-centric Wall Street Journal and economy-focused Yahoo Finance set new records as the US Congress grappled with its 700 billion dollar plan to stop credit markets from imploding.</p>
<p>Internet tracker comScore says visits to www.gasbuddy.com, which steers drivers to stations featuring low fuel prices, are up nearly 30 percent and it expects to report spikes in traffic to finance and bargain-hunter websites when September statistics are calculated later this week.</p>
<p><a href="http://tech.yahoo.com/news/afp/20081009/tc_afp/financebankingusinternetmedia" target="_blank" >complete article</a></p>
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		<title>What To Do When Business Goes South on You</title>
		<link>http://www.moolah-moolah.com/when-business-goes-south-on-you/</link>
		<comments>http://www.moolah-moolah.com/when-business-goes-south-on-you/#comments</comments>
		<pubDate>Fri, 06 Feb 2009 18:37:50 +0000</pubDate>
		<dc:creator>bpaul</dc:creator>
				<category><![CDATA[Small Business Trends]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Business Trends]]></category>
		<category><![CDATA[Bystanders]]></category>
		<category><![CDATA[Cartoon Website]]></category>
		<category><![CDATA[Cliches]]></category>
		<category><![CDATA[Harvard Business Review]]></category>
		<category><![CDATA[Harvard Review]]></category>
		<category><![CDATA[Idioms]]></category>
		<category><![CDATA[Mark Anderson]]></category>
		<category><![CDATA[Mystery Science Theater]]></category>
		<category><![CDATA[Mystery Science Theater 3000]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Smart Alecks]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

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		<description><![CDATA[I wish life were more like Mystery Science Theater 3000. Remember that show? It’s the one where three smart alecks watch a bad movie and make fun of it. I’ve watched a lot of it, and often I’ve wished I could talk back to life’s soundtrack without bystanders thinking I was crazy. This cartoon came [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="size-full wp-image-9976 aligncenter" title="andertoons-business-gone-south" src="http://smallbiztrends.com/wp-content/uploads/2009/01/andertoons-business-gone-south.jpg" alt="business gone south cartoon" width="350" height="283" /></p>
<p style="text-align: left;">I wish life were more like Mystery Science Theater 3000.</p>
<p>Remember that show? It’s the one where three smart alecks watch a bad movie and make fun of it. I’ve watched a lot of it, and often I’ve wished I could talk back to life’s soundtrack without bystanders thinking I was crazy.</p>
<p>This cartoon came during a meeting (as they often did) when we in sales were being lambasted. Amid the motivational idioms and cliches was “sales have really gone south lately.” Immediately I wanted to say “somewhere down in Texas we think.”</p>
<p>My bank account was glad I refrained, and I squirreled the idea away for later.</p>
<p align="center"><strong>* * * * *</strong></p>
<p><img src="http://www.smallbiztrends.com/wp-content/uploads/2008/08/andertoonsavatarsmall.jpg" alt="Mark Anderson, professional cartoonist" hspace="6" vspace="2" align="left" /><strong>About: </strong>Mark Anderson’s cartoons appear in publications including The Wall Street Journal and Harvard Business Review. Anderson is the creator of the popular cartoon website, <a href="http://www.andertoons.com/">Andertoons.com</a>, where he licenses his cartoons for presentations, newsletters and other projects. He blogs at <a href="http://andertoons.typepad.com/cartoon_blog/">Andertoons Cartoon blog</a>.</p>
<p>From <a href="http://www.smallbiztrends.com">Small Business Trends</a></p>
<p><a href="http://smallbiztrends.com/2009/01/when-business-goes-south-on-you.html">When Business Goes South on You</a></p>
<div class="feedflare"><a href="http://feeds2.feedburner.com/~f/SmallBusinessTrends?a=tB3BKdX5"><img src="http://feeds2.feedburner.com/~f/SmallBusinessTrends?i=tB3BKdX5" border="0" alt="" /></a> <a href="http://feeds2.feedburner.com/~f/SmallBusinessTrends?a=mEXFBaxh"><img src="http://feeds2.feedburner.com/~f/SmallBusinessTrends?d=41" border="0" alt="" /></a> <a href="http://feeds2.feedburner.com/~f/SmallBusinessTrends?a=HFXUiIwx"><img src="http://feeds2.feedburner.com/~f/SmallBusinessTrends?i=HFXUiIwx" border="0" alt="" /></a> <a href="http://feeds2.feedburner.com/~f/SmallBusinessTrends?a=Cwf1ICON"><img src="http://feeds2.feedburner.com/~f/SmallBusinessTrends?i=Cwf1ICON" border="0" alt="" /></a></div>
<p><img src="http://feeds2.feedburner.com/~r/SmallBusinessTrends/~4/8DYS8k44NyY" alt="" width="1" height="1" /></p>
<p><a href="http://feedproxy.google.com/~r/SmallBusinessTrends/~3/8DYS8k44NyY/when-business-goes-south-on-you.html">read the full article</a></p>
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		<title>Launching A Biz While Unemployed</title>
		<link>http://www.moolah-moolah.com/launching-a-biz-while-unemployed/</link>
		<comments>http://www.moolah-moolah.com/launching-a-biz-while-unemployed/#comments</comments>
		<pubDate>Sat, 31 Jan 2009 23:45:36 +0000</pubDate>
		<dc:creator>bpaul</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Beers]]></category>
		<category><![CDATA[Business Plan]]></category>
		<category><![CDATA[Chunk]]></category>
		<category><![CDATA[Consumer Goods]]></category>
		<category><![CDATA[Discretionary Time]]></category>
		<category><![CDATA[Ebay]]></category>
		<category><![CDATA[Ebay Business Model]]></category>
		<category><![CDATA[Fliers]]></category>
		<category><![CDATA[Fruition]]></category>
		<category><![CDATA[Full Time Work]]></category>
		<category><![CDATA[Good Friend]]></category>
		<category><![CDATA[Internet Concept]]></category>
		<category><![CDATA[Job Search]]></category>
		<category><![CDATA[Late Night]]></category>
		<category><![CDATA[Law Of Diminishing Returns]]></category>
		<category><![CDATA[Pull The Trigger]]></category>
		<category><![CDATA[Purchasing Team]]></category>
		<category><![CDATA[Sanity]]></category>
		<category><![CDATA[Vitality]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

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		<description><![CDATA[The Wall Street Journal: Being unemployed gives me a large chunk of discretionary time, but only a finite amount of which I can dedicate to a job search. The law of diminishing returns kicks in and it’s better to focus efforts elsewhere for the sake of productivity, not to mention sanity. I’ve always wanted to [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://img378.imageshack.us/img378/3530/unemployedir5.jpg"><img src="http://img378.imageshack.us/img378/3530/unemployedir5.jpg" class="thumb"/></a><br />
<a href="http://blogs.wsj.com/laidoff/2009/01/07/launching-a-business-while-unemployed/?mod=rss_WSJBlog?mod=blogmod">The Wall Street Journal:</a></p>
<blockquote><p>Being unemployed gives me a large chunk of discretionary time, but only a finite amount of which I can dedicate to a job search. The law of diminishing returns kicks in and it’s better to focus efforts elsewhere for the sake of productivity, not to mention sanity.</p>
<p>I’ve always wanted to run my own operation. Thus, I’ve been taking some of my aforementioned time to work on an alternative project. Like many other M.B.A.s, a good friend from school and I would often inadvertently conjure up ideas over late night beers. One such project is our website <a href="http://www.floridalacrosse.com/">FloridaLacrosse.com</a>, an online vendor of lacrosse equipment and apparel. </p>
<p>Now, a spin off that has come to immediate fruition is an Internet concept called Blind Bid Sports, which has a unique twist on the eBay business model and works by purchasing team equipment, uniforms or anything in bulk. I’ve worked on a business plan and we’ve shopped some agencies to build the Web site, however the concept is still in it’s infant stages, and can expand to virtually any sport and possibly into consumer goods. Currently, we are exploring funding options.</p>
<p>I used to be very skeptical regarding such ideas, and thought any efforts would be ultimately trivial. Recently, I’ve been spending about 20 to 25 hours a week on this and other endeavors that have slowly developed. Once I go back to full-time work, the concepts will get whatever time I can devote to them depending on vitality and future short-term earning potential. </p>
<p>One thing I’ve certainly learned is that great ideas really do need to start somewhere. If I don’t pull the trigger and take some fliers based on nothing but faith in my own ability, great dreams won’t ever be realized.</p>
<p>Safe to say, I would never have voluntarily chosen this unenviable state of being unemployed. However here I am, and I might as well make the most of it. </p>
<p>Photo by <a href="http://img378.imageshack.us/img378/3530/unemployedir5.jpg">FloridaLacrosse.com</a>.</p>
</blockquote>
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		<title>Do You Have Spunk and Gumption?</title>
		<link>http://www.moolah-moolah.com/do-you-have-spunk-and-gumption/</link>
		<comments>http://www.moolah-moolah.com/do-you-have-spunk-and-gumption/#comments</comments>
		<pubDate>Wed, 28 Jan 2009 01:31:41 +0000</pubDate>
		<dc:creator>bpaul</dc:creator>
				<category><![CDATA[Small Business Trends]]></category>
		<category><![CDATA[Blog]]></category>
		<category><![CDATA[Business Trends]]></category>
		<category><![CDATA[Cartoon Website]]></category>
		<category><![CDATA[Funny]]></category>
		<category><![CDATA[Gumption]]></category>
		<category><![CDATA[Harvard Business Review]]></category>
		<category><![CDATA[Harvard Review]]></category>
		<category><![CDATA[Mark Anderson]]></category>
		<category><![CDATA[Mary Tyler Moore]]></category>
		<category><![CDATA[Newsletters]]></category>
		<category><![CDATA[Presentations]]></category>
		<category><![CDATA[Sitcoms]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Spunk]]></category>
		<category><![CDATA[Wall Street]]></category>
		<category><![CDATA[Wall Street Journal]]></category>

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		<description><![CDATA[I watched a lot of TV growing up. My favorites were always the sitcoms, and I saw them all: new, old, good, bad, anything! One of the funniest shows I remember was Mary Tyler Moore, and a while back I saw the very first episode where Mary is meeting Lou. Part of the exchange is [...]]]></description>
			<content:encoded><![CDATA[<p style="text-align: center;"><img class="size-full wp-image-10191  aligncenter" title="andertoons-spunk-gumption" src="http://smallbiztrends.com/wp-content/uploads/2009/01/andertoons-spunk-gumption.jpg" alt="Spunk and gumption - assets in a job interview?" width="350" height="283" /></p>
<p>I watched a lot of TV growing up. My favorites were always the sitcoms, and I saw them all: new, old, good, bad, anything!</p>
<p>One of the funniest shows I remember was Mary Tyler Moore, and a while back I saw the very first episode where Mary is meeting Lou.</p>
<p>Part of the exchange is this:</p>
<blockquote><p><strong>Lou:</strong> You know what? You&#8217;ve got spunk.<br />
<strong>Mary:</strong> Well, yes…<br />
<strong>Lou:</strong> I hate spunk.</p>
</blockquote>
<p>Funny, and &#8220;spunk&#8221; is just a great word! That got me thinking of other words like it, and this cartoon came to me.</p>
<p>If I ever meet Mary Tyler Moore I&#8217;m going to have to say thanks.</p>
<p align="center"><strong>* * * * *</strong></p>
<p><img src="http://www.smallbiztrends.com/wp-content/uploads/2008/08/andertoonsavatarsmall.jpg" alt="Mark Anderson, professional cartoonist" hspace="6" vspace="2" align="left" /><strong>About: </strong>Mark Anderson&#8217;s cartoons appear in publications including The Wall Street Journal and Harvard Business Review. Anderson is the creator of the popular cartoon website, <a href="http://www.andertoons.com/">Andertoons.com</a>, where he licenses his cartoons for presentations, newsletters and other projects. He blogs at <a href="http://andertoons.typepad.com/cartoon_blog/">Andertoons Cartoon blog</a>.</p>
<p>From <a href="http://www.smallbiztrends.com">Small Business Trends</a></p>
<p><a href="http://smallbiztrends.com/2009/01/spunk-gumption.html">Do You Have Spunk and Gumption?</a></p>
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<p><a href="http://feedproxy.google.com/~r/SmallBusinessTrends/~3/o-QB2i_Ewcw/spunk-gumption.html">read the full article</a></p>
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		<title>How to Downsize Your Nanny</title>
		<link>http://www.moolah-moolah.com/how-to-downsize-your-nanny/</link>
		<comments>http://www.moolah-moolah.com/how-to-downsize-your-nanny/#comments</comments>
		<pubDate>Fri, 09 Jan 2009 20:25:51 +0000</pubDate>
		<dc:creator>bpaul</dc:creator>
				<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[Getty Images]]></category>
		<category><![CDATA[Household Managers]]></category>
		<category><![CDATA[Household Staff]]></category>
		<category><![CDATA[Miriam Jordan]]></category>
		<category><![CDATA[Outdoor Christmas Lights]]></category>
		<category><![CDATA[Personal Assistant]]></category>
		<category><![CDATA[Personal Assistants]]></category>
		<category><![CDATA[Wall Street Journal]]></category>
		<category><![CDATA[Wealthy Couple]]></category>
		<category><![CDATA[Wealthy Families]]></category>

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		<description><![CDATA[As the rich cut back spending, household staff are taking a hit. From household managers to butlers, nannies, personal assistants, drivers and cleaners, the vast army of workers hired over the past decade to feed and care for the wealthy are getting downsized. Getty Images An article in The Wall Street Journal today by my [...]]]></description>
			<content:encoded><![CDATA[<p>As the rich cut back spending, household staff are taking a hit. From household managers to butlers, nannies, personal assistants, drivers and cleaners, the vast army of workers hired over the past decade to feed and care for the wealthy are getting downsized.</p>
<div style='width: 262px; float: left; margin-right: 8px; border: 0px solid #ff9933; margin-bottom: 8px'><img src="http://s.wsj.net/media/marypoppins_DV_20081211113314.jpg" width="262" height="394" style="margin: 0px" alt="marypoppins_DV_20081211113314.jpg"/><span class='medcrd' style='float: right'>Getty Images</span><br clear='all' /></p>
<div style='font-family: Arial, Helvetica, sans-serif; margin-left: 0px; margin-top: 5px; font-size:11px;color:#990000; padding:0px 0px 0px 0px'><br clear='all' /></div>
</div>
<p>An article in The Wall Street Journal today by my colleague Miriam Jordan tells the tale of Dolores Jacobo, a <a href="http://online.wsj.com/article/SB122895666333196559.html" target="_blank" >nanny</a> for a wealthy couple in Malibu, Calif. In addition to watching the children, she shopped for groceries and ferried the golden retrievers to grooming appointments.</p>
<p>Last week, her employers informed her that her $1,000-a-week job was getting cut.</p>
<p>Similar scenes are playing out across affluent America. Christopher Baker, a top household staffer in Los Angeles, told me the story of a personal assistant in Orange County whose employers told her she would have to take a pay cut. &#8220;They said they just didn?t have the money,&#8221; he said.</p>
<p>The personal assistant then discovered the family was spending $12,000 on outdoor Christmas lights. She confronted the employers, who told her that they had to buy the lights to &#8220;keep up appearances&#8221; for the neighbors.</p>
<p>&#8220;She quit and went to work for another family,&#8221; Mr. Baker says.</p>
<p>Natasha Pearl, president of <a href="http://www.astonpearl.com/" target="_blank" >Aston Pearl</a>, a New York advisory firm for wealthy families, says some families who have several housekeepers are cutting back to one or two, while those with &#8220;senior&#8221; and &#8220;junior&#8221; nannies are cutting back to just one &#8220;senior.&#8221; </p>
<p>Some also are using the economy as an excuse to get rid of people they wanted to fire anyway, she says. &#8220;They are using this as a chance to drop the nonperformers,&#8221; she says.</p>
<p>Household staff may seem like an essential part of life for the wealthy&#8211;uncuttable even in tough times. But as staffing salaries soared in recent years with so much demand for help&#8211;with household managers starting at $50,000 or more&#8211;staff has become a prime budget target.</p>
<p>&#8220;When a family steps back and does an analysis on ?where are we spending?? household staff is where the big money is,&#8221; Ms. Pearl says. &#8220;If you pay your nanny salary and benefits in a major city you?re looking at compensation that could be $50,000 to $70,000 a year.&#8221;</p>
<p>That has meant tough times for staffing agencies and help alike. Mr. Baker said his fourth-quarter revenue is down 10% from the same period in 2007, while volume is down about 25%.</p>
<p>First Class Care in Chicago said business is down 30% this year. Annie Davis, chief executive of Annie&#8217;s Nannies Household Staffing in Seattle, estimates a drop of 10% this year, and says, &#8220;It&#8217;s going to get worse.&#8221;</p>
<p>It all adds up to further proof that the budget crunches of the rich are going to have an outsize impact on the rest of the economy.</p>
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